Doing something on my baby to-do list: researching college savings plans. I need to open one to attach to my new credit card, specifically a 529 plan. So I’m looking up what my options are and what this consists of. Here’s one that I’ve found for MA.

Head spinning. I know NOTHING about investing. NOTHING. The most I’ve ever done is “invest” in my old credit union at a pretty good interest rate. I was paid at the end of the year. I don’t have a retirement plan, we don’t have mutual funds, we don’t have stock. I am a total n00b at this. Index Funds? Portfolios?? Translation required!! Holy shit, the application “kit” is 73 pages long! But apparently I could get an out-of-state plan. Arg. Choices.

Bugger this, it’s all greek. I’ll have to get Den to look at it. And it appears we can’t actually apply until Devin is a real person with social security number, so I guess I’m safe for now. I’ll check this off my to-do list and put it aside until he’s been born.