{"id":361,"date":"2006-10-13T08:37:28","date_gmt":"2006-10-13T12:37:28","guid":{"rendered":"http:\/\/lunardreams.net\/ttc\/?p=361"},"modified":"2006-10-13T09:02:26","modified_gmt":"2006-10-13T13:02:26","slug":"connecticare-cant-follow-rules","status":"publish","type":"post","link":"http:\/\/lunardreams.net\/baby\/?p=361","title":{"rendered":"ConnectiCare Can&#8217;t Follow Rules"},"content":{"rendered":"<p>Oh now I&#8217;m ramped up. I was going through my insurance handbook to photocopy the page on infertility and took a closer look. They do <i>not<\/i> cover IVF. (They do cover IUI.)<\/p>\n<p>So they just recieved an email pointing out the STATE LAWS in MA and CT &#8211; both of which mandate coverage for IVF &#8211; and asked them why they do not. I&#8217;m pretty ticked. I&#8217;m willing to bet they&#8217;re going to reply with some loophole to the state-mandated coverage. I may need to contact RESOLVE. (Oh no, I am not letting this one go.)<\/p>\n<p>Hopefully we will <i>never need<\/i> IVF. But god damn it pisses me off that we have a state law and the damn insurance doesn&#8217;t follow it.<\/p>\n<p>:: ::<\/p>\n<p>According to <a href=\"http:\/\/www.fertilitylifelines.com\/paying\/insurance\/statemandate.jsp\">Fertility LifeLines<\/a>, Connecticut&#8217;s mandate is a <i>&#8220;Mandate to Offer.&#8221;<\/i> Which means insurance companies are mandated to offer it to the employer &#8211; and the employer chooses which package to purchase. So it could be that the reason for the lack of coverage is Den&#8217;s employer &#8211; who, I might add, is the Federal Government. (Den&#8217;s military &#8211; Air National Guard.) If that&#8217;s true, they will be getting some letters from me as well.<\/p>\n<p>On <a href=\"http:\/\/www.fertilityjourney.com\/financialAspects\/insuranceLaws\/index.asp?C=58812390036224768519\">this site here<\/a> it lists Connecticut under mandated coverage, not mandate to offer. I know Connecticut has had recent changes to their mandate (in 2005) so I&#8217;m wondering if that change was recent, causing the different information. I&#8217;m going to have to call someone to figure that out.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Oh now I&#8217;m ramped up. I was going through my insurance handbook to photocopy the page on infertility and took a closer look. They do not cover IVF. (They do cover IUI.) So they just recieved an email pointing out the STATE LAWS in MA and CT &#8211; both of which mandate coverage for IVF [&hellip;]<\/p>\n","protected":false},"author":71,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[16,27],"class_list":["post-361","post","type-post","status-publish","format-standard","hentry","tag-fertility","tag-insurance"],"_links":{"self":[{"href":"http:\/\/lunardreams.net\/baby\/index.php?rest_route=\/wp\/v2\/posts\/361","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/lunardreams.net\/baby\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/lunardreams.net\/baby\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/lunardreams.net\/baby\/index.php?rest_route=\/wp\/v2\/users\/71"}],"replies":[{"embeddable":true,"href":"http:\/\/lunardreams.net\/baby\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=361"}],"version-history":[{"count":0,"href":"http:\/\/lunardreams.net\/baby\/index.php?rest_route=\/wp\/v2\/posts\/361\/revisions"}],"wp:attachment":[{"href":"http:\/\/lunardreams.net\/baby\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=361"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/lunardreams.net\/baby\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=361"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/lunardreams.net\/baby\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=361"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}