I guess, since we’re covered by ConnectiCare, that I should include the Connecticut laws as well – I’m not really sure which one applies:<\/p>\n
2005<\/p>\n
DEFINITION OF INFERTILITY\/PATIENT REQUIREMENTS<\/p>\n
* Individual and group insurers are required to provide infertility coverage to individuals under 40 years old.
\n * Infertility means the condition of a presumably healthy individual who is unable to conceive or sustain a successful pregnancy during a one-year period.
\n * Limits coverage to individuals who have maintained coverage under a policy for at least 12 months.<\/p>\n
Effective date – October 1, 2005<\/p>\n
COVERAGE<\/p>\n
* Lifetime maximum coverage of 4 cycles of ovulation induction.
\n * Lifetime maximum coverage of 3 cycles of intrauterine insemination.
\n * Lifetime maximum coverage of 2 cycles of IVF, GIFT, ZIFT or low tubal ovum transfer, with not more than 2 embryo implantations per cycle. Each fertilization or transfer is credited as one cycle towards the maximum.
\n * Limits coverage for IVF, GIFT, ZIFT and low tubal ovum transfer to individuals who have been unable to conceive or sustain a successful pregnancy through less expensive and medically viable infertility treatment or procedures, unless the individual\u00e2\u20ac\u2122s physician determines that those treatments are likely to be unsuccessful.<\/p>\n
Requires infertility treatment or procedures to be performed at facilities that conform to the American Society of Reproductive Medicine and the Society of Reproductive Endocrinology and Infertility Guidelines. <\/p><\/div>\n